Budgeting

In my organisational career, I had budgets from the age of 22 to 47. I lived and breathed them and many times, budgets, the gospel that they were, caused havoc, albeit within the corporate retailer framework that I worked.Here are two examples of the damage caused.Example OneTypically budgets were initially discussed in January, just after the...

Budgets aren't just something to do every now and then. You should take a budget and make it work for you. Then make sure you use a budget for the rest of your life. I will be the first to admit that budgets are easy to fall off of. It is so very easy to get things in order and then stop. But soon you will see, as I have, that things go quickly...